Western Kentucky is 3-1 but it has not been a challenging schedule for the Hilltoppers. They’ve beaten FIU and Hawaii, who are probably the two worst FBS teams in the country, plus a FCS team in Austin Peay. Austin Peay may be the “best” win of the three, even though it was 73-0 last week against FIU.

Yes, WKU probably should have beaten Indiana too, but instead lost that game in overtime. Because of that close call and the 73-0 win last week, I think we’ve got some nice value to go against the Hilltoppers this week.

Troy is 3-0 ATS as an underdog thus far, going against Ole Miss, Appalachian State and Marshall. After losing the way they did against App State (hail mary), it would have been easy for the Trojans to fold the following week against Marshall. But instead they took the game outright, 16-7, as a three-point dog.

The Trojans were by no means dominated by Ole Miss, only getting outgained by 87 yards. There may be a unique advantage for them in this matchup. Backup QB Jarret Doege transferred from WKU right before the start of the season. Doege should certainly be able to share some intel with his new teammates.

Defensively, Troy has a clear edge here. They just held Marshall (who upset Notre Dame, remember) to not just 7 points, but 174 total yards. Indiana put up 484 yards on the WKU defense, which also benefited from 10 turnovers in the first two games. Troy’s offense has averaged 437 yards/game the L3 weeks. 10*