Both teams have injuries in the secondary, and Carolina destroying Tampa Bay in Carolina last meeting just gives me the feel for an over. Desperation game for the Buccs and Panthers fighting to win the division; Sam Darnold looks like the better QB in this matchup but Tom Brady will treat this game like the superbowl, and keep competitive a back and fourth matchup. Either team can win, so I side with the Panthers +3.5, but the best play is the over.

Official Play: Over 40.5

Side Bet: Panthers +3.5