I'm attracted to laying a fair number against a wretched Northern Arizona team that ranks among the five worst teams in the nation in defensive field goal percentage and is in the bottom-15 in defensive 3-point percentage. 
Northern Colorado has the eighth-best 3-point defense in the country. The Bears also rank a very respectable 117th defensively giving up 68 points a game. 
Northern Arizona averages just 62.1 points. The Lumberjacks average seven points fewer per game than Northern Colorado and shoot much worse from the field than the Bears.
The Bears have been at their point spread best in this type of role covering 14 of their past 17 away matchups versus foes with a losing home record. Northern Arizona is 0-6 SU, 0-5-1 ATS at home.