This is a non-conference matchup, but it's a huge revenge spot for Western Kentucky. The Hilltoppers were nipped, 33-31, by Indiana last year. The teams took off in different directions last year following that game.

Indiana went on to lose its final eight games of the season. Western Kentucky got hot finishing 8-1 and beating Appalachian State, 59-38, in a bowl game.

The Hilltoppers had to replace star quarterback Bailey Zappe, but they still have an outstanding offense. They are 2-0 this season rolling over Austin Peay and Hawaii by a combined score of 87-44. Their defense has forced 10 turnovers and come up with five sacks.

That's not strong competition for Western Kentucky, but Indiana just got done failing to cover as 24 1/2-point home favorites against Idaho, a bad FCS team. The Hooisers defeated the Vandals, 35-22, last Saturday. Indiana is fortunate to be 2-0 since it was outplayed by Illinois in its opener. The Hoosiers edged Illinois, 23-20, despite being outgained and losing the time of possession battle by 13 minutes.

The Hooisers struggle to stop the run, ranking 104th in rush defense, and also struggle to run the ball ranking 89th in rushing. The Hoosiers just have one takeaway, too.

Western Kentucky was idle last week. The Hilltoppers are rested, ready and fully healthy. Indiana isn't with multiple injuries in its offensive line and at receiver.

So I see getting points as a gift here.