The combination of Cincinnati regressing from last year and Temple playing its finest ball makes this point spread inflated.

Temple has covered four in a row. The Owls are averaging 45 points in their last two games. Freshman Owls QB E.J. Warner has been on fire.
The Bearcats are 6-0 in the American Athletic Conference, but didn't win any of those games by more than 10 points.

Cincinnati ranks 62nd in total offense and is 97th in rushing. The Bearcats' defense remains good, but is not dominant.

Cincinnati has covered only once in its last eight games. The Bearcats are 0-4-1 ATS on the road this season. They also have a bigger game on deck going against 21st-ranked Tulane.

So look for Temple to hang in at home and get its fifth straight cover.