Taking CAROLINA here. Panthers have now won 21 of 23 games! 15-1 in the regular season. I do recall the Patriots laying 20 something at home to Eagles during their 16-0 run. Many times double digits. The disrespect continues for Carolina. -3 at home? Didn't they beat this team last when they were 7-9? Granted, Carson Palmer is an upgrade of Ryan Lindley. But the fact is that Palmer has 1 playoff win in 13 years! He nearly gave it away last week with some passes that should have been picked off. And what about this Arizona defense? 4th and 20 from your own 20 and give up a bomb? A hail mary to tie it over your best DB? I'll repeat this. 15-1 regular season. 21-2 last 23. 0 respect for a very good defense. I don't want to dwell on them giving up a quick 14 points after being up 31-0. You are up 31-0 you are bleeding the clock to hurry up a win. Fact is, they beat Seattle soundly both times this year. 5* Best Bet CAROLINA PANTHERS