Taking CAROLINA. My first bet of the new week. You know there is no way we are laying with a rookie QB. Especially on a team like the Bears with a terrible HC. Andy Dalton is not the long term answer in Carolina. But the locker room respects him. They can beat other bad teams with him leading the charge. At more than a FG, Panthers were the only way I was looking. Also, believe it or not, leaning to the Over in this one. 4* Money Maker CAROLINA PANTHERS