The Western Kentucky Hilltoppers closed out the regular season by losing four of their last five games, but all but one of those losses were as rather large underdogs and they defeated Middle Tennessee as a pick'em. The Georgia State Panthers dropped their last two games down the stretch, the most recent 24-10 as a 7.5-point favorite against Idaho. They failed to cover the spread in each of their last four games.

Georgia State averaged just 19.7 ppg and I don't think it'll be able to keep up Western Kentucky's explosive offense, led by Senior Bowl invitee quarterback Mike White who has passed for 3,836 yards with 24 TDs and just seven INTs this season. Both teams rely on strong passing attacks, but WKU has a clear defensive edge in that aspect ranking 36th against the pass (201.1 ypg) while Georgia State is 92nd (242.4 ypg).

Western Kentucky has plenty of experience and postseason momentum as its going for its 4th bowl win in a row.

My CFB Game of the Week is a 10* play on Western Kentucky Hilltoppers.