The set-up: The Bengals are 1-3-1 after a 27-3 loss to Baltimore. Remember, the Browns lost 34-6 to Baltimore in Week 1, but since then Baker Mayfield and the Browns have averaged almost 40 PPG. I'm not saying that's what's going to happen here for Joe Burrow and company, I'm just making a point that the Ravens defense is pretty damn good. The Colts have looked great at times and poor in others. Last week they looked bad in a 32-23 road loss to the Cleveland Browns. Nine of those points that the Browns scored came off of Philip Rivers turnovers as well. I think Indianapolis is overrated to this point and I like the hungrier home side to keep this one a lot closer than what this spread would suggest.

The pick: The Bengals are 7-2 ATS in their last nine off an ATS loss and as home dog of 7 points or more, while the Colts are just 2-6 ATS in their last eight after an ATS loss of ten or more point in which they were the favorite. Indy gets caught looking ahead to its bye week next weekend and leaves the back door open in the second half. Outright is possible, but grab the points in the end.

This is an 8* UPSET DESTROYER on the Bengals.