The set-up: UCF can become bowl eligible with a win here today and I do expect that to happen. But after having its three-game win streak snapped in a loss to Cincinnati last time out, I think the Golden Knights will let the foot off the gas in the second half, allowing the Bulls to comfortably sneak in through the back door. UCF lost in heartbreaking fashion as well to Cincy in the 36-33 setback. QB Dillon Gabriel has been amazing, but a small letdown vs. this lowly opponent looks imminent.

The picks: USF has lost seven straight. The Bulls are hungry and desperate to break the slide. This is one of their final chances at home. Most recently USF fell 56-21 to Houston. QB Jordan McCloud has five TD's and two INT's. Against Houston he had 180 yards, a TD and no INT's. This is a classic tale of "David vs. Goliath." Clearly UCF is the better team and it's going to win this game straight up. But not by this many points. Look for USF to get the job done in the second half. Grab the points.

This is an 8* play on USF.