The set-up: No outright, but closer than expected! Ball State enters on top form, having won two straight. The Cardinals offense is balanced, averaging almost 480 yards of offense per game and 33.3 points. Ball State is allowing 437 yards of offense, but with Toledo QB Eli Peters injured (possibly out), the door is open for Ball State RB Caleb Huntley and company.

The picks: Carter Bradley could get the call here if Peter's leg injury keeps him out. Toledo has looked good on both sides of the ball, but note that the Rockets are still a poor 1-5 ATS their last six following an ATS victory, while the Cardinals are 4-0 ATS in their last four when playing the role of underdog. I think this is a game that the visitors can win outright, but let's grab the points.

This is an 8* DESTRUCTION on Ball State.