The set-up: Both teams are winless. North Florida is 0-4 and High Point is 0-2. North Florida though has faced "murderers row" early thogh, with contests vs. Eastern Kentucky, NC State, Miami and Florida State. High Point has lost to Davidson and Elon.

The pick: These teams are similar, but I've seen much more from the Ospreys and than the Panthers his season. Note as well that High Point is a poor 12-26 ATS in its last 38 home games, while North Florida is 21-6 ATS in it slast 27 road games. The Panthers are thin after their starters and that plays into this one as well. An outright is possible, but in the end grab as many points as you can.

This is an 8* DESTRUCTION on North Florida.