South Florida is an underrated point spread team covering 69 percent of its last 16 games. But my main handicapping factor is fading Temple off its shocking and great victory over then top-ranked Houston this past Sunday. The Owls were 20-point road underdogs to the Cougars.

Temple averages 68.6 points, which ranks 258th. The Owls are among the 40-worst Division I teams in field goal percentage and 3-point shooting percentage. So it's asking a lot for them to cover a mid-size number in an obvious letdown spot and given their offensive shortcomings.

South Florida has proven profitable on the road going 36-17-1 (68 percent) ATS during its last 54 away games.

This has been an underdog series lately with the 'dog covering four of the last five times.