Just 12 days ago, Western Kentucky defeated Florida International, 70-59, at home. The Hilltoppers, though, have gone 0-3 SU and ATS since then. They just lost to Charlotte, 75-71, as a 3-point home favorite in their last game five days ago.

Florida International halted a four-game losing skid in its last game beating Texas San Antonio, 77-72, as a 4 1/2-point road favorite.

Western Kentucky and Florida International are each lower-tier Conference USA teams. Both are 3-6 in conference.

The Hilltoppers are 3-9-1 ATS in their last 13 games. The Panthers have covered in their last four home games. The home team is 4-1 ATS in the series.

The combination of Florida International being a home 'dog in a revenge spot against a skidding Western Kentucky puts me on the Panthers.