Taking the NINERS going ML. You can grab 2.5 or 3. But for me, I don't play a dog thinking they are losing by a FG. I think they win outright. As the year winds down I look for good teams to play on. And by good, I mean spot plays. Niners injected new life with Jimmy G last week. No TDs. But the guy had the offense moving. Bears defense at home is pretty tough. We saw them knock off Pitt, Carolina and nearly the Falcons and Vikings. So forgive me if I think he can put a couple in the end-zone vs this Texans defense. I see no quit in SF. Forget their record. They play hard for their coach and now have their QB behind center. Same can't be said for a lost Houston season. Defense again lost with injuries. The loss of Watson at QB, huge. What a job he did. 4* Money Maker SF NINERS