*8* Military Bowl SIDE WINNER on Navy.

The Navy Midshipmen finished the season with a 10-2 record, and were 7-1 in conference play. They will play at home in Annapolis, hosting the Pittsburgh Panthers in this year's Military Bowl. Pittsburgh got off to a hot start, but faded down the stretch, and I think they'll be in way over their heads here at Marine Corps Memorial Stadium.

Here are my keys to the game:

1. Keenan Reynolds - The Midshipmen quarterback will play his final game for the Naval Academy, and he's had quite a career. He's smashed the record books, with an FBS best 85 career rushing TDs, and he needs just 81 yards to break the record for most rushing yards by a quarterback.

2. Home Cookin' - The Midshipmen won all six of their home games during the regular season, and they won their last home game versus Pittsburgh by a score of 24-21 back in 2013.

3. X-Factor - The Midshipmen are 7-3 ATS in their last 10 Bowl games.

Selection: This is a play on the Navy Midshipmen (8*)