*10* PLAYBOOK on Phoenix Suns.

The Golden State Warriors collected their first loss of the season as the Bucks dismissed them 108-95 at Milwaukee Saturday. They're still coming into this contest as massive favorites and this spread looks way too inflated to pass up on.

Here are my keys to the game:

1. No Fear Factor - There is a certain fear factor that comes with a perfect record that the Warriors no longer possess. The Bucks proved that they're no more than human, and with no perfect record to defend any more the Warriors might decide to step of the gas pedal and give fringe players more time on the floor.

2. Inflated Spreads vs. Subpar Teams - The Warriors are 16-8-1 ATS for the season, but they seem to play much harder when facing the stronger teams in the league. They're just 2-6 ATS in their last eight home games against a team with a losing road record, and there's always a good chance for a backdoor cover with big spreads like this one today.

3. X-Factor - Stephen Curry has put up unreal numbers this season, but he was just 2-of-8 shooting from behind the arc against the Bucks.

Selection: This is a play on the Phoenix Suns (10*)