The Raiders QB situation is terrible and that is the most important position on the field. Jim Harbaugh is a proven winner at the helm for the Chargers, and everyone can agree that Antonio Pierce is inexperienced. The Chargers have a much better offensive line than the Raiders and a better running back tandem and should be able to run the ball. The Chargers lost some skill players on the outside, but the Raider's secondary is so bad they may still be able to exploit it. I am not taking any risk with points; I want the Chargers to win on the money line.