Vanderbilt hasn't closed as a favorite of over 24 points against an FBS opponent since 2013.

This is a let-down spot for the Commodores following the high of beating Alabama and Kentucky as double-digit underdogs. The home team plays very slow in low-possession games and could take it easy on the Cardinals late in this game, especially with QB Diego Pavia dealing with lower-body injuries. Ball State's offense has looked better in a new scheme, dropping 37 points last week vs. Kent State and 42 the previous week vs. Western Michigan.

Are the visitors being overlooked? I see this spread as the market high for the 'Dores and believe this is a great spot to fade them at +24.5 or better odds.