The Colts are out of the gates slow. But keep in mind they faced two of what I consider to be the top four defenses in football the Bills on the road and Jets where they suffered a turnover festival.

Do you really see Indy opening 0-3? I sure don't. The Colts are stepping way down in class against the Titans, a team they swept last season winning by an average of 20.5 points. The Colts have won the past seven in this series going 6-0-1 ATS.

The Titans defense was weak last season and has yet to face a good offense this season going against the Buccaneers and Browns. Even so the Titans surrendered two long touchdown passes to Johnny Manziel before the Browns went conservative. If Manziel can do that against the Titans, it's scary to think of what Luck can do against the Titans.

The Colts have injuries in their secondary, but they do have their top cornerback, Vontae Davis, healthy enough to play. This is a kill spot for the Colts.